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New blog from the author of The Millionaire Next Door

Wednesday, August 19, 2009
Recently, I discovered that the author of one of my favorite books has finally launched a blog.  My intent has been to write a book review of The Millionaire Next Door, and introduce the blog of Thomas J. Stanley along with that.  Alas, the review has taken a bit longer than planned, so until I release that blockbuster post, check out what Thomas Stanley has to say.  His research has had a profound affect on my view of the way people interact with money, and particularly on the importance of living within your means.

Tags: thomas stanley blog

Spending

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Committee for The Fudiciary Standard petition

Wednesday, August 12, 2009

This is not, and never will be, a political action blog, but politics and regulation play a significant role in  the ability of consumers to safely look after their financial interests.  With that in mind, I’m posting a statement from the recently formed Committee for the Fiduciary Standard, which has assembled to educate regulators about the importance of establishing a standard that requires all financial professionals who provide advice to act in the best interest of their clients.  I’ve posted in the past about the fact that the majority of advisors today are not required to act in their clients’ best interests.

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Industry Leaders Urge Citizens to Sign Petition:

Call on Congress to Reform Wall Street;

Make the Authentic Fiduciary Standard

Central in any new Laws

The Committee for the Fiduciary Standard calls on Congress to make sure the authentic fiduciary standard principles are in any new laws that extend fiduciary duties to more advisors or brokers. The five core principles of the authentic fiduciary standard say it well. They are:

  • Put the client’s best interest first;
  • Act with prudence; that is, with the skill, care, diligence and good judgment of a professional;
  • Do not mislead clients; provide conspicuous, full and fair disclosure of all important facts;
  • Avoid conflicts of interest; and
  • Fully disclose and fairly manage, in the client’s favor, unavoidable conflicts.

Act Today. Register your support for the authentic fiduciary standard at the web site, www.thepetitionsite.com. On the site, where you “search petitions”, put in “investors best interest first”, to find our petition.

Background. For too long investors have been in a financial jungle trying to sort out the financial salesmen from the fiduciary advisors. Many sound alike. But, the legal differences between the brokers’ suitability standard and the investment advisers’ fiduciary standard are stark. The authentic fiduciary standard requires advisers to adhere to five core principles; the suitability standard does not.

Why do citizens need to sign a petition for the authentic fiduciary standard?

It is simple.  Knowing the facts - they accept nothing less. Opponents will try to defeat this legislation. Congress may try to weaken the fiduciary standard.

Further Information. For further information, contact Sheryl Garrett at Sheryl@GarrettPlanning.com or Knut A. Rostad, The Committee for the Fiduciary Standard, (703-821-6616 x 429, KAR@rpjadvisors.com).

Tags: fiduciary standard, fiduciary duty

Fiduciary Standard

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